Business Insurance
The agents at The Nicholas Group are experts in helping employers manage their most important assets—their people and their business. From risk assessments to claims management, The Nicholas Group makes excellence routine. From group health benefits to commercial auto or property and liability, we have you covered.
| Click below to learn more about these insurance lines available through our agency:
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| Commercial Auto | Environmental/Pollution Liability |
| Property & Liability | Workers’ Ccompensation |
| Professional Liability Insurance | |
Commercial Auto
Whether your company has only a single vehicle or an entire fleet, you know the importance of insurance coverage. Accidents happen and you could be faced with repair or replacement costs not only to your vehicle, but to any other damaged property. Then there's the expense of temporary rental vehicles, medical costs, or worse still, compensation for the loss of a life. As a business owner, you know you're at a greater risk for lawsuits. Are you prepared? Small and large companies can have their commercial auto needs met with coverage best suited for them. From pickup trucks to tractor trailers, The Nicholas Group can find the best coverage at affordable rates for your business. Please contact us for more information.
Property & Liability
A major fire at your worksite or even a minor fall by a visitor can have a devastating impact on your business. If you sell a product, imagine what could happen to your business if a customer gets injured using it. What if one of your employees hurts someone while on the job? As a business owner, you may be the target of lawsuits. So how can you protect your business from big financial losses? You can start with two critical kinds of commercial insurance The Nicholas Group can package together in a Business Owner's Policy (BOP): property insurance and liability insurance. One of our property and casualty agents will help you determine the coverage best suited for your business. Please contact us for more information.
Environmental/Pollution Liability
Environmental coverage isn’t just for paint factories and chemical plants—even clients in clean industries can have harmful environmental exposures. The environmental risk with pollution legal liability exposures presents a continual challenge to corporations to manage environmental risk. Companies increasingly face expensive litigation, mandated clean-ups, and high court awards. In addition, a continually evolving regulatory environment leaves open trap doors that could put a company out of business.
Workers’ Compensation
Providing workers’ compensation means staying on top of the latest state regulations and maintaining a safe work environment for them. Is your business up to date on the most recent state rules and regulations? Do you currently have the coverage you need to protect your employees, as well as your business should a claim have to be filed? Don’t wait until something happens to find out if you have the proper coverage. The Nicholas Group provides you with the peace of mind knowing you and your business are covered with the best possible coverage at the most reasonable rate available. Please contact us for more information.
Professional Liability Insurance
Professional liability insurance (PLI), more commonly known as errors & omissions (E&O), is a form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.
We are a full service, Independent Insurance Agency with the ability to offer you a choice of insurance plans and programs to provide you with the best combination of price, coverage and service.
